Credit Card Debt Settlement Explained and Credit Card Debt Consolidation toll free 1-866-963-9988
From the category archives:
I recently read some grossly off the mark articles in ezinearticles.com and about.com on the topic of debt settlement also known as debt negotiation. Several of these articles suggested that debt negotiation is a bad thing. The point of these respective articles was that most debt negotiation programs do more harm than good and could [...]
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What is Debt Negotiation? Debt negotiation is a method of settling your old bills and collections accounts without filing a bankruptcy or joining a debt management company. Many people are skeptical that you can negotiate collection accounts with creditors. Many consumers are resigned to the fact that their debt situation is out of control and [...]
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Your credit may not be negatively affected by using the debt attorney. If your credit accounts are in good standing when you start using a debt settlement program then your credit scores could go down. However, you shouldn’t start a debt negotiation program with an attorney until your credit has already gone bad. By the [...]
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Collection agencies often buy very old debts for pennies on the dollar, going after long-forgotten accounts. Whether it’s fair or not, you don’t have to be bullied by them. The Phone Call You Never Want To Get I got a phone call a few months ago; a bad phone call. You guessed it – it [...]
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Lets face it collection agencies can be snakes. When you are ready to settle with them you need to make sure that you document everything. The last thing that you want is to pay off a debt and not have it get recorded correctly. If you happen to be unfortunate enough to deal with an [...]
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Get behind on your credit card bills and your wont believe how much your phone is going to start ringing. Some of the collection agencies can be ruthless in trying to collect what you owe them. You do have right however. As a debtor you have rights under the Fair Debt Collections Practices Act. However [...]
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One of the biggest concerns for people when they sign up for a debt settlement program is the effect it will have on their fico score. I always find this an odd concern since having too much debt will already impact your fico score. Once you go over 50% of the available credit on your [...]
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Disclaimer: This publication and the information included in it are not intended to serve as a substitute for consultation with an attorney. Specific legal issues, concerns and conditions always require the advice of appropriate legal professionals.
