From the category archives:

Credit Card News

Asking the right questions….

by admin on October 26, 2009

Today’s consumer is asking themselves, “How am I going to get out of debt?” The answer to that question is to consider a debt settlement program as a method to resolve their current financial situation. Consumers have not faced this type of financial climate since the Great Depression. Debt settlement is a method by which [...]

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Consumers paying monthly minimum……

by admin on October 22, 2009

In the beginning, the consumer used the card judiciously and paid off the balance in full monthly. However over time, the consumer started paying only the monthly minimum payment along with a little bit toward the principal balance. From time to time because the economic climate was on the up swing, the consumer had equity [...]

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Another option is Debt Settlement

by admin on October 20, 2009

Today consumers are overwhelmed with credit card debt. The reason why consumers are seeking some type of debt relief is because they have incurred a recent financial hardship. This hardship has taken the form of either losing their job, reduced hours, divorce, death or a medical emergency. The majority of consumers want to pay off [...]

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The Credit Score Effect

by admin on September 23, 2009

Credit is considered as either secured or unsecured monies loaned to you by a lender, in return for future payment. Lenders or creditors who have advanced to you monies to purchase your home or credit card companies/retail stores which allow you to charge purchases with the understanding you will pay them principal and interest over [...]

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Stop the Madness of Credit Card Debt!

by admin on September 23, 2009

As a consumer, do you feel like the title of the 1961 Broadway play, “Stop The World – I Want to Get Off.” This is how many consumers are feeling with their mounting debt based upon financial hardship.. One of the alternatives to this situation is to consider a debt settlement company. The consumer is [...]

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Credit cards at our disposal.

by admin on September 9, 2009

In today’s society many Americans are addicted to buying almost everything on credit. Perhaps out of convenience – to simplify their life or maybe out of personal or economical hardship. The retailers make it possible for us to thrive on this concept with buying everything on credit. However, it doesn’t take long before your wallet [...]

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Credit card debt after death

by admin on September 8, 2009

The old saying is you can’t take it with you. But, does that apply to credit card debt? Does that debt die with you? Unfortunately, there is no cut and dry answer. A number of factors including the state you reside in, who applied for the card can radically alter the situation. One scenario however [...]

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Credit Card Debt

by admin on September 3, 2009

You receive an offer in the mail for a credit card. You send in back and within weeks you have a credit card at your disposal. It becomes the perfect recipe for a financial disaster. While convenience is wonderful with regards to your credit card it also comes with a price. It seems as though [...]

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Get Out of Debt and Save Money at Home

by admin on August 4, 2009

Well, one more thing about your coffee, no matter where you get it, is that you can make great tasting coffee at home and save yourself a ton of money. Most of us would rather pay for the convenience of having someone else make it for us. Well okay, but that kind of thinking needs [...]

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How Does Doing a Debt Settlement Program Affect my Credit Report and Credit Scores?

by admin on June 26, 2009

One of the benefits about debt negotiation is that it will not show up on your credit report like a bankruptcy. Debt settlement is not an action that is monitored by the credit bureaus.  Debt Settlement is not something that is filed in court, it is just plain and simple negotiation.  If anything it only [...]

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Disclaimer: This publication and the information included in it are not intended to serve as a substitute for consultation with an attorney. Specific legal issues, concerns and conditions always require the advice of appropriate legal professionals.