From the category archives:

Credit Score Information

Credit Ratings

by admin on November 5, 2009

Today’s consumer is finding out that one of their most important assets is a good credit rating or credit score. Consumers are facing financial hardship such as the lost of a job, reduced salary, divorce, death or a medical emergency. During these times – loans, bills and credit cards can quickly pile up and destroy [...]

{ 1 comment }

Credit Score Information

by admin on October 30, 2009

Credit means money loaned to the consumer either by secured or unsecured method. Secured lending is the mortgage on your personal residence or your car while unsecured lending is the consumer’s credit cards. The lender’s who issue credit cards establish an initial credit limit to the consumer. Use your credit cards responsibly. A good credit [...]

{ 0 comments }

Safeguard your Credit Score

by admin on October 29, 2009

In order to safeguard the consumer’s reputation and credit score rating, they need to review and relearn ways to protect themselves. Some of the things the consumer needs to revisit are the following key ideas: • Does my family have a financial plan for the future • Am I borrowing wisely and paying back promptly? [...]

{ 0 comments }

Credit Scores and Debt Settlement

by admin on October 6, 2009

Debt settlement is an alternative method of getting the consumer out of their unsecured debt burden. It is a program what is intended for those consumers facing undue financial hardship caused by the loss of a job, death of a spouse or medical emergency. The debt settlement option which is available to consumers is sometimes [...]

{ 0 comments }

Consumers worry about their Credit Score

by admin on September 29, 2009

When money gets tight and the consumer lose their job, then repaying unsecured credit card debt is hard. The consumer is holding on to make their monthly mortgage or rent payments and put food on the table for their family. The consumer needs to explore a debt settlement program as an alternative. Debt settlement is [...]

{ 0 comments }

Disclaimer: This publication and the information included in it are not intended to serve as a substitute for consultation with an attorney. Specific legal issues, concerns and conditions always require the advice of appropriate legal professionals.