by admin on March 20, 2011
Your credit score is only the beginning in understanding how it will affect you in purchasing big ticket items such as a home. Where your credit score lies on the credit score scale can greatly determine if you are going to be able to get FHA, Conventional or VA loans, and whether the interest rate [...]
by admin on December 3, 2010
If you are in the home buying market one of the major qualification hurdles you will have to jump over is whether you have the credit scores to qualify for a mortgage or not? Health Insurance While qualifying for government backed loan like a VA loan or FHA loan is less difficult than Fannie Mae [...]
by admin on November 5, 2009
Todays consumer is finding out that one of their most important assets is a good credit rating or credit score. cacash back credit cardsinstant approval credit cards Consumers are facing financial hardship such as the lost of a job, reduced salary, divorce, death or a medical emergency. During these times – loans, bills and credit [...]
by admin on October 30, 2009
Credit means money loaned to the consumer either by secured or unsecured method. Secured lending is the mortgage on your personal residence or your car while unsecured lending is the consumer’s credit cards. The lender’s who issue credit cards establish an initial credit limit to the consumer. Use your credit cards responsibly. A good credit [...]
by admin on October 29, 2009
In order to safeguard the consumer’s reputation and credit score rating, they need to review and relearn ways to protect themselves. Some of the things the consumer needs to revisit are the following key ideas: • Does my family have a financial plan for the future • Am I borrowing wisely and paying back promptly? [...]
by admin on October 6, 2009
Debt settlement is an alternative method of getting the consumer out of their unsecured debt burden. It is a program what is intended for those consumers facing undue financial hardship caused by the loss of a job, death of a spouse or medical emergency. The debt settlement option which is available to consumers is sometimes [...]
by admin on September 29, 2009
When money gets tight and the consumer lose their job, then repaying unsecured credit card debt is hard. The consumer is holding on to make their monthly mortgage or rent payments and put food on the table for their family. The consumer needs to explore a debt settlement program as an alternative. Debt settlement is [...]