by admin on August 26, 2009
A historical look at a debt settlement program is nothing new for the consumer or for the lenders in regard to unsecured debt. Some type of settlement practice has been in place for over 100 years. The plan may not have been called debt settlement it might have been know as debt relief or debt [...]
by admin on August 19, 2009
In today’s economical financial scene debt can make life difficult to enjoy. It’s part of our reality. Two possible solutions to resolving this burden can include bankruptcy or debt settlement. Let’s examine these possibilities. If your income does not exceed your expenses such as mortgage, utilities, car payment and insurance and your basic household needs [...]
by admin on August 18, 2009
“Everyday do something that will inch you closer to a better tomorrow”..Doug Freibaugh The consumer needs to explore all their options when considering a way to get out from underneath their unsecured debt. There are several ways to approach this financial situation which has been created. Some of the options are: • Debt Consolidation • [...]
by admin on August 10, 2009
Understanding how we got into this problem and finding ways to resolve the problem is the first step in giving you a piece of mind. The credit cards were flexible and easy to use for everyday expenses. But something happened along the way, I started just paying the monthly minimum and my balances continued to [...]
by admin on August 4, 2009
Now more than ever, millions of Americans are facing some difficult times ahead with paying off their consumer and credit card debt. Home foreclosures are on the rise and consumer debt is at an all time high. Although gloomy, the future could be thought of like this: has there ever been any mountain too high [...]
by admin on July 28, 2009
• Filing a bankruptcy is more difficult than ever. The bankruptcy laws have changed as of 2005 • You can restore your credit rating faster than a bankruptcy, allowing you to get a car loan or a mortgage sooner at an affordable interest rate • A collection judgment or bankruptcy filing impacts your credit report [...]
by admin on July 28, 2009
With all the scams out there in the debt business you can never be too cautious about hiring someone to help you out when it comes to paying off your debt. There have been many people before you get scammed by some pretty unethical frauds so this article is intended to shed some light on [...]
by admin on July 28, 2009
Debt Settlement, Debt Negotiation or Debt Mediation is something that you can probably handle by yourself if you have a little knowledge. The first thing to do is read the Fair Debt Collections Practices Act. If you have the stomach for dealing with nasty and abusive creditors hounding you all the time then go for [...]