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Applications with Mortgages

by admin on November 18, 2009

According to a recent article in the Los Angeles Times, mortgage interest rates are at their lowest levels in five weeks, and not surprisingly more people are seeking home loans. However, the increases had been driven by the refinance market and not necessarily by new purchases. This is both a positive and a negative for [...]

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Products with Home Mortgages

by admin on November 16, 2009

The key for the consumer is to understand what loan product will best serve their needs for now and in the future. The problem in the past has been consumers have been placed into programs that were not compactable with their cash flow or their future plans. One product for the consumer to consider is [...]

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When meeting with your lender

by admin on November 10, 2009

When meeting with the lender, the consumer must be do the following: • Always be truthful to the lender • Have complete copies of last two (2) federal tax returns including all W-2’s on all borrowers • Have copy of most recent paystub for all borrowers on the transaction • Have a copy of last [...]

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zfegujmrki

by admin on September 24, 2009

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What do I need to know about Consumer Credit Counseling?

by admin on August 4, 2009

What do I need to look out for and stay away from if I am going to sign up for one of these programs?     • Large up front fees. CCCS will typically charge you a $10 set-up fee. If you are paying more than this you may want to look elsewhere.  There are hundreds of [...]

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Disclaimer: This publication and the information included in it are not intended to serve as a substitute for consultation with an attorney. Specific legal issues, concerns and conditions always require the advice of appropriate legal professionals.