by admin on November 18, 2009
According to a recent article in the Los Angeles Times, mortgage interest rates are at their lowest levels in five weeks, and not surprisingly more people are seeking home loans. However, the increases had been driven by the refinance market and not necessarily by new purchases. This is both a positive and a negative for [...]
by admin on November 16, 2009
The key for the consumer is to understand what loan product will best serve their needs for now and in the future. The problem in the past has been consumers have been placed into programs that were not compactable with their cash flow or their future plans. One product for the consumer to consider is [...]
by admin on November 10, 2009
When meeting with the lender, the consumer must be do the following: • Always be truthful to the lender • Have complete copies of last two (2) federal tax returns including all W-2’s on all borrowers • Have copy of most recent paystub for all borrowers on the transaction • Have a copy of last [...]
by admin on September 24, 2009
by admin on August 4, 2009
What do I need to look out for and stay away from if I am going to sign up for one of these programs? • Large up front fees. CCCS will typically charge you a $10 set-up fee. If you are paying more than this you may want to look elsewhere. There are hundreds of [...]