by admin on October 26, 2009
Today’s consumer is asking themselves, “How am I going to get out of debt?” The answer to that question is to consider a debt settlement program as a method to resolve their current financial situation. Consumers have not faced this type of financial climate since the Great Depression. Debt settlement is a method by which [...]
by admin on October 22, 2009
In the beginning, the consumer used the card judiciously and paid off the balance in full monthly. However over time, the consumer started paying only the monthly minimum payment along with a little bit toward the principal balance. From time to time because the economic climate was on the up swing, the consumer had equity [...]
by admin on October 13, 2009
The largest problem facing consumers today is their unsecured credit card debt. The consumer might want to consider a debt settlement program because they want to pay off their credit cards but have been struggling because of possible job loss or reduced salary or a medical emergency. Of course the consumer is asking “Is this [...]
by admin on October 12, 2009
Consumers today are facing a hardship that has been caused by not only the economic climate of losing their jobs or reduced hours to part-time but also by a medical expenses. This means maybe only making the monthly minimum payments on their credit cards. So during these trying economic times, the consumer is not only [...]
by admin on October 7, 2009
A debt settlement company is a method to use by the consumer to get out of debt. This debt is typically the consumer’s unsecured credit cards and medical bills. Debt settlement is an alternative approach to the other methods that maybe available to the consumer. The other methods which the consumer may consider are: • [...]
by admin on September 30, 2009
I read a quote by Pat Robertson and his advice was this ” The law of compound interest coupled with the law of use will lead to amazing things. Meaning if you save it and compound it – sooner or later you will come out with something better” I happen to agree with his observations [...]
by admin on September 22, 2009
There are several questions a consumer must ask themselves when faced with overwhelming unsecured credit card debt. One of these questions is “why use a debt settlement company?” Or why not negotiate myself? Or why not seek out other methods. The answer to the first two questions are a debt settlement company has the means [...]
by admin on September 12, 2009
Debt settlement is one option available to the consumer as a way out of their financial situation. Debt settlement historically deals with unsecured credit. This unsecured credit can take the form of credit cards, medical bills and any other unsecured debt the consumer has incurred. The consumer needs to realize there are two types of [...]
by admin on June 25, 2009
I’m a Christian and want to know if a creditor will settle a debt for less than what I owe once it is in collections? In most cases a creditor or collection agency is more than happy to take a reduced lump sum settlement. In many cases debt just never gets collected while negative credit [...]
I’m a Christian and I have fallen behind on my bills. It is bad enough that I am getting calls and letters from my creditors at the house. Can a creditor make calls to my work if I am behind on paying my bills? The truth of the matter is that creditor does have the [...]