by admin on October 27, 2009
The question of the day is? “How am I going to continue making my monthly minimum payments?” I have lost my job, had my salary reduced, got divorced, or had a medical emergency. Because of one of these financial hardships, I am barely able to maintain my monthly mortgage and car payments along my other [...]
by admin on October 22, 2009
In the beginning, the consumer used the card judiciously and paid off the balance in full monthly. However over time, the consumer started paying only the monthly minimum payment along with a little bit toward the principal balance. From time to time because the economic climate was on the up swing, the consumer had equity [...]
by admin on October 6, 2009
Debt settlement is an alternative method of getting the consumer out of their unsecured debt burden. It is a program what is intended for those consumers facing undue financial hardship caused by the loss of a job, death of a spouse or medical emergency. The debt settlement option which is available to consumers is sometimes [...]
by admin on September 23, 2009
As a consumer, do you feel like the title of the 1961 Broadway play, “Stop The World – I Want to Get Off.” This is how many consumers are feeling with their mounting debt based upon financial hardship.. One of the alternatives to this situation is to consider a debt settlement company. The consumer is [...]
by admin on September 1, 2009
Debt settlement is a way to manage your debt burden caused by extreme financial hardships due to loss of job, medical emergencies and out of control unsecured credit card debt. Bankruptcy is a very serious situation and has serious financial consequences. The consumer needs to contact an attorney to discuss these matters. Debt settlement is [...]
by admin on August 31, 2009
As a consumer, you owe it to yourself and your family to get out of debt. This can be accomplished through a variety of plans and programs. However, every consumer needs to explore their options before selecting a plan or program. Here is a list of ways to get out of debt: • Debt Consolidation [...]
by admin on August 27, 2009
“Never let life’s hardships disturb you..no one can avoid problems, not even saints or sages” Nichiren Dasihonen The above quote rings true for the consumer who is struggling with their unsecured credit card debt. The consumer not longer can avoid the problem, the unwanted telephone collection calls and letters from the credit card companies or [...]
by admin on August 19, 2009
In today’s economical financial scene debt can make life difficult to enjoy. It’s part of our reality. Two possible solutions to resolving this burden can include bankruptcy or debt settlement. Let’s examine these possibilities. If your income does not exceed your expenses such as mortgage, utilities, car payment and insurance and your basic household needs [...]
by admin on July 28, 2009
Debt Settlement, Debt Negotiation or Debt Mediation is something that you can probably handle by yourself if you have a little knowledge. The first thing to do is read the Fair Debt Collections Practices Act. If you have the stomach for dealing with nasty and abusive creditors hounding you all the time then go for [...]
by admin on June 25, 2009
What is Debt Negotiation? Debt negotiation is a method of settling your old bills and collections accounts without filing a bankruptcy or joining a debt management company. Many people are skeptical that you can negotiate collection accounts with creditors. Many consumers are resigned to the fact that their debt situation is out of control and [...]