Posts tagged as:

collection agencies

Credit Score Information

by admin on October 30, 2009

Credit means money loaned to the consumer either by secured or unsecured method. Secured lending is the mortgage on your personal residence or your car while unsecured lending is the consumer’s credit cards. The lender’s who issue credit cards establish an initial credit limit to the consumer. Use your credit cards responsibly. A good credit [...]

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Are you in debt?

by admin on October 27, 2009

The question of the day is? “How am I going to continue making my monthly minimum payments?” I have lost my job, had my salary reduced, got divorced, or had a medical emergency. Because of one of these financial hardships, I am barely able to maintain my monthly mortgage and car payments along my other [...]

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Consumers paying monthly minimum……

by admin on October 22, 2009

In the beginning, the consumer used the card judiciously and paid off the balance in full monthly. However over time, the consumer started paying only the monthly minimum payment along with a little bit toward the principal balance. From time to time because the economic climate was on the up swing, the consumer had equity [...]

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Another option is Debt Settlement

by admin on October 20, 2009

Today consumers are overwhelmed with credit card debt. The reason why consumers are seeking some type of debt relief is because they have incurred a recent financial hardship. This hardship has taken the form of either losing their job, reduced hours, divorce, death or a medical emergency. The majority of consumers want to pay off [...]

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Consumer’s asking the questions…..

by admin on September 28, 2009

In today’s society, the consumer is asking themselves the following questions: • I’m I ready to face the hard decisions about a solution? • Is there are way off this financial treadmill? • How do I get rid of the emotional baggage I’m carrying because of my debt? As a consumer, you can’t feel like [...]

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Consumers need to explore their options

by admin on August 31, 2009

As a consumer, you owe it to yourself and your family to get out of debt. This can be accomplished through a variety of plans and programs. However, every consumer needs to explore their options before selecting a plan or program. Here is a list of ways to get out of debt: • Debt Consolidation [...]

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Debt Relief for Consumers

by admin on August 26, 2009

A historical look at a debt settlement program is nothing new for the consumer or for the lenders in regard to unsecured debt. Some type of settlement practice has been in place for over 100 years. The plan may not have been called debt settlement it might have been know as debt relief or debt [...]

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What is the difference between Debt Settlement Companies and Credit Card Debt Negotiation Firms?

by admin on July 28, 2009

I recently read some grossly off the mark articles in ezinearticles.com and about.com on the topic of debt settlement also known as debt negotiation. Several of these articles suggested that debt negotiation is a bad thing. The point of these respective articles was that most debt negotiation programs do more harm than good and could [...]

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Can a Creditor Call Me At Work If I Am Behind On My Bills? – Christian Debt Help

by admin on May 28, 2009

I’m a Christian and I have fallen behind on my bills.  It is bad enough that I am getting calls and letters from my creditors at the house.  Can a creditor make calls to my work if I am behind on paying my bills?  The truth of the matter is that creditor does have the [...]

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What To Do If You Are Being Sued By A Creditor

by admin on May 21, 2009

If you are being sued by a creditor, you need to know what to do. The day finally came that you hoped never would. You receive a summons to appear in court for old credit card debt that went unpaid years ago. Perhaps you forgot about it, or you hoped that it would just go [...]

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Disclaimer: This publication and the information included in it are not intended to serve as a substitute for consultation with an attorney. Specific legal issues, concerns and conditions always require the advice of appropriate legal professionals.