Posts tagged as:

credit scores

Credit Score Scale – Up is Good Down is Bad

by admin on March 20, 2011

Your credit score is only the beginning in understanding how it will affect you in purchasing big ticket items such as a home. Where your credit score lies on the credit score scale can greatly determine if you are going to be able to get FHA, Conventional or VA loans, and whether the interest rate [...]

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Safeguard your Credit Score

by admin on October 29, 2009

In order to safeguard the consumer’s reputation and credit score rating, they need to review and relearn ways to protect themselves. Some of the things the consumer needs to revisit are the following key ideas: • Does my family have a financial plan for the future • Am I borrowing wisely and paying back promptly? [...]

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Debt Settlement and understanding the cost.

by admin on October 13, 2009

The largest problem facing consumers today is their unsecured credit card debt. The consumer might want to consider a debt settlement program because they want to pay off their credit cards but have been struggling because of possible job loss or reduced salary or a medical emergency. Of course the consumer is asking “Is this [...]

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Credit Scores and Debt Settlement

by admin on October 6, 2009

Debt settlement is an alternative method of getting the consumer out of their unsecured debt burden. It is a program what is intended for those consumers facing undue financial hardship caused by the loss of a job, death of a spouse or medical emergency. The debt settlement option which is available to consumers is sometimes [...]

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The Credit Score Effect

by admin on September 23, 2009

Credit is considered as either secured or unsecured monies loaned to you by a lender, in return for future payment. Lenders or creditors who have advanced to you monies to purchase your home or credit card companies/retail stores which allow you to charge purchases with the understanding you will pay them principal and interest over [...]

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How Does Doing a Debt Settlement Program Affect my Credit Report and Credit Scores?

by admin on June 26, 2009

One of the benefits about debt negotiation is that it will not show up on your credit report like a bankruptcy. Debt settlement is not an action that is monitored by the credit bureaus.  Debt Settlement is not something that is filed in court, it is just plain and simple negotiation.  If anything it only [...]

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Disclaimer: This publication and the information included in it are not intended to serve as a substitute for consultation with an attorney. Specific legal issues, concerns and conditions always require the advice of appropriate legal professionals.