by admin on March 20, 2011
Your credit score is only the beginning in understanding how it will affect you in purchasing big ticket items such as a home. Where your credit score lies on the credit score scale can greatly determine if you are going to be able to get FHA, Conventional or VA loans, and whether the interest rate [...]
by admin on October 29, 2009
In order to safeguard the consumer’s reputation and credit score rating, they need to review and relearn ways to protect themselves. Some of the things the consumer needs to revisit are the following key ideas: • Does my family have a financial plan for the future • Am I borrowing wisely and paying back promptly? [...]
by admin on October 13, 2009
The largest problem facing consumers today is their unsecured credit card debt. The consumer might want to consider a debt settlement program because they want to pay off their credit cards but have been struggling because of possible job loss or reduced salary or a medical emergency. Of course the consumer is asking “Is this [...]
by admin on October 6, 2009
Debt settlement is an alternative method of getting the consumer out of their unsecured debt burden. It is a program what is intended for those consumers facing undue financial hardship caused by the loss of a job, death of a spouse or medical emergency. The debt settlement option which is available to consumers is sometimes [...]
by admin on September 23, 2009
Credit is considered as either secured or unsecured monies loaned to you by a lender, in return for future payment. Lenders or creditors who have advanced to you monies to purchase your home or credit card companies/retail stores which allow you to charge purchases with the understanding you will pay them principal and interest over [...]
by admin on June 26, 2009
One of the benefits about debt negotiation is that it will not show up on your credit report like a bankruptcy. Debt settlement is not an action that is monitored by the credit bureaus. Debt Settlement is not something that is filed in court, it is just plain and simple negotiation. If anything it only [...]