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Most of us go into panic mode when we receive notices from bill collectors and collection agencies. I know I do. Although it is upsetting, my sense is that most of us are not aware of the risks associated with our unpaid debt accounts. Creditors have many options at their fingertips to get their money. [...]
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What do you do when you are behind on your bills and your creditors have turned your account over to a collection agency? The constant calls from these agencies can be very stressful, and their tactics can be unmerciful. Normal practice can include threats and abuse. Collection agencies are not interested in your problems. They [...]
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