Posts tagged as:

creditor harassment

Consumers paying monthly minimum……

by admin on October 22, 2009

In the beginning, the consumer used the card judiciously and paid off the balance in full monthly. However over time, the consumer started paying only the monthly minimum payment along with a little bit toward the principal balance. From time to time because the economic climate was on the up swing, the consumer had equity [...]

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Credit Card Debt

by admin on September 3, 2009

You receive an offer in the mail for a credit card. You send in back and within weeks you have a credit card at your disposal. It becomes the perfect recipe for a financial disaster. While convenience is wonderful with regards to your credit card it also comes with a price. It seems as though [...]

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Stop Creditor Calls At Work With This Sample Letter

by admin on June 3, 2009

What do you do when you are behind on your bills and your creditors have turned your account over to a collection agency? The constant calls from these agencies can be very stressful, and their tactics can be unmerciful. Normal practice can include threats and abuse. Collection agencies are not interested in your problems. They [...]

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Can a Creditor Call Me At Work If I Am Behind On My Bills? – Christian Debt Help

by admin on May 28, 2009

I’m a Christian and I have fallen behind on my bills.  It is bad enough that I am getting calls and letters from my creditors at the house.  Can a creditor make calls to my work if I am behind on paying my bills?  The truth of the matter is that creditor does have the [...]

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Letter to Stop Creditor Calls – creditor harassment

by admin on May 27, 2009

If you are getting harassed by a creditor unmercifully, you do have remedies.  You still owe the debt but the creditor has to abide by the rules of the fair debt collections practices act.  They can’t threaten you with bodily harm or to throw you in jail.  A creditor cannot verbally abuse you with obscene [...]

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