by admin on September 10, 2009
As the children start the new school year it is time for the consumer’s to take hold of their unsecured debt. This debt will only grow over the next several months as the holidays approach and will continue to add pressure to the family situation. So how does the consumer stop this pressure and get [...]
by admin on September 2, 2009
That is a question that people are asking themselves every day. Our backgrounds are different but the circumstances are very similar in our behavior. A young couple trying to fix their financial failures and live well beyond their means suddenly are meant with the unexpected. A spouse’s lack of financial maturity and cooperation left one [...]
by admin on August 31, 2009
As a consumer, you owe it to yourself and your family to get out of debt. This can be accomplished through a variety of plans and programs. However, every consumer needs to explore their options before selecting a plan or program. Here is a list of ways to get out of debt: • Debt Consolidation [...]
by admin on August 26, 2009
A historical look at a debt settlement program is nothing new for the consumer or for the lenders in regard to unsecured debt. Some type of settlement practice has been in place for over 100 years. The plan may not have been called debt settlement it might have been know as debt relief or debt [...]
by admin on August 19, 2009
In today’s economical financial scene debt can make life difficult to enjoy. It’s part of our reality. Two possible solutions to resolving this burden can include bankruptcy or debt settlement. Let’s examine these possibilities. If your income does not exceed your expenses such as mortgage, utilities, car payment and insurance and your basic household needs [...]
by admin on August 18, 2009
“Everyday do something that will inch you closer to a better tomorrow”..Doug Freibaugh The consumer needs to explore all their options when considering a way to get out from underneath their unsecured debt. There are several ways to approach this financial situation which has been created. Some of the options are: • Debt Consolidation • [...]
by admin on August 14, 2009
As a consumer, you need to know the definitions and differences between debt consolidation and debt settlement. Debt consolidation is described as taking out a loan to pay off other unsecured financial obligations. However, a consolidation loan normally involves securing this new loan against an asset which serves as collateral for this obligation. When the [...]
by admin on August 4, 2009
You’ve probably seen Consumer Credit Counseling ads on TV promising hope for those who are drowning in debt. Consumer Credit Counseling services (CCCS) offer what seem to be a magical pathway to getting out of debt. CCCS negotiates payment schedules with their client’s creditors and all the client has to do is make monthly payments [...]
I have done some research on Christian Debt Settlement and Christian Debt Consolidation and haven’t really been able to figure out if it is any different than a regular credit card debt consolidation company. The Christian Credit Counselors seem to rely on quoting the Bible in their advertising. I am suspicious to whether or not [...]