by admin on November 5, 2009
Today’s consumer is finding out that one of their most important assets is a good credit rating or credit score.
Consumers are facing financial hardship such as the lost of a job, reduced salary, divorce, death or a medical emergency. During these times – loans, bills and credit cards can quickly pile up [...]
by admin on October 28, 2009
There are several methods available to the consumer to consider when trying to get out of debt. These methods are:
• Try and manage their current debt themselves – in other words tighten their belt and spending habits.
• Debt consolidation loan – this would combine all outstanding unsecured debt into a single payment loan. The problem is [...]
by admin on October 26, 2009
Today’s consumer is asking themselves, “How am I going to get out of debt?” The answer to that question is to consider a debt settlement program as a method to resolve their current financial situation. Consumers have not faced this type of financial climate since the Great Depression.
Debt settlement is a method by which [...]
by admin on October 15, 2009
The consumer in the prior years used their credit card as a method to purchase everything from retail, groceries, airline tickets and everyday living expenses. Debt settlement has become a way for the consumer to unburden themselves from their unsecured credit card debt. However, when the economic climate changed the consumer was not [...]
by admin on October 12, 2009
Consumers today are facing a hardship that has been caused by not only the economic climate of losing their jobs or reduced hours to part-time but also by a medical expenses. This means maybe only making the monthly minimum payments on their credit cards.
So during these trying economic times, the consumer is not only [...]
by admin on October 8, 2009
As a consumer who is unable to meet my monthly minimum credit card payments because maybe I have loss my job or have had my wages reduced or there has been a medical emergency.
I started to investigate difference methods and face the fact that I need to ask questions and make the correct decision [...]
by admin on September 30, 2009
I read a quote by Pat Robertson and his advice was this ” The law of compound interest coupled with the law of use will lead to amazing things. Meaning if you save it and compound it – sooner or later you will come out with something better” I happen to agree with his observations [...]
by admin on September 28, 2009
In today’s society, the consumer is asking themselves the following questions:
• I’m I ready to face the hard decisions about a solution?
• Is there are way off this financial treadmill?
• How do I get rid of the emotional baggage I’m carrying because of my debt?
As a consumer, you can’t feel like you’re the only survivor on the lost [...]
by admin on September 23, 2009
Credit is considered as either secured or unsecured monies loaned to you by a lender, in return for future payment. Lenders or creditors who have advanced to you monies to purchase your home or credit card companies/retail stores which allow you to charge purchases with the understanding you will pay them principal and [...]
by admin on September 22, 2009
There are several questions a consumer must ask themselves when faced with overwhelming unsecured credit card debt. One of these questions is “why use a debt settlement company?” Or why not negotiate myself? Or why not seek out other methods.
The answer to the first two questions are a debt settlement company has the means [...]