Posts tagged as:

Fair Debt Collections Practices Act

Asking the right questions….

by admin on October 26, 2009

Today’s consumer is asking themselves, “How am I going to get out of debt?” The answer to that question is to consider a debt settlement program as a method to resolve their current financial situation. Consumers have not faced this type of financial climate since the Great Depression. Debt settlement is a method by which [...]

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Selecting a Debt Settlement Company

by admin on September 1, 2009

Debt settlement is a way to manage your debt burden caused by extreme financial hardships due to loss of job, medical emergencies and out of control unsecured credit card debt. Bankruptcy is a very serious situation and has serious financial consequences. The consumer needs to contact an attorney to discuss these matters. Debt settlement is [...]

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Is Debt Settlement or Bankruptcy right for You

by admin on August 19, 2009

In today’s economical financial scene debt can make life difficult to enjoy. It’s part of our reality. Two possible solutions to resolving this burden can include bankruptcy or debt settlement. Let’s examine these possibilities. If your income does not exceed your expenses such as mortgage, utilities, car payment and insurance and your basic household needs [...]

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How To Deal With A Debt Collection Company

by admin on June 11, 2009

There’s nothing remotely fun about dealing with a debt collector, but knowing your rights and understanding which strategies are at your disposal can help you resolve the matter as painlessly as possible. If you haven’t experienced the hassle of dealing with a collection agency yourself, you’ve no doubt heard the horror stories at least – [...]

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Letter to Stop Creditor Calls – creditor harassment

by admin on May 27, 2009

If you are getting harassed by a creditor unmercifully, you do have remedies.  You still owe the debt but the creditor has to abide by the rules of the fair debt collections practices act.  They can’t threaten you with bodily harm or to throw you in jail.  A creditor cannot verbally abuse you with obscene [...]

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How do you stop a debt collector from calling you?

by admin on May 27, 2009

Get behind on your credit card bills and your wont believe how much your phone is going to start ringing.  Some of the collection agencies can be ruthless in trying to collect what you owe them.  You do have right however.  As a debtor you have rights under the Fair Debt Collections Practices Act.  However [...]

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Disclaimer: This publication and the information included in it are not intended to serve as a substitute for consultation with an attorney. Specific legal issues, concerns and conditions always require the advice of appropriate legal professionals.