Posts tagged as:

lower credit card interest rates

Are you in debt?

by admin on October 27, 2009

The question of the day is? “How am I going to continue making my monthly minimum payments?” I have lost my job, had my salary reduced, got divorced, or had a medical emergency. Because of one of these financial hardships, I am barely able to maintain my monthly mortgage and car payments along my other [...]

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Asking the right questions….

by admin on October 26, 2009

Today’s consumer is asking themselves, “How am I going to get out of debt?” The answer to that question is to consider a debt settlement program as a method to resolve their current financial situation. Consumers have not faced this type of financial climate since the Great Depression. Debt settlement is a method by which [...]

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A way out of Debt – Debt Settlement

by admin on August 27, 2009

“Never let life’s hardships disturb you..no one can avoid problems, not even saints or sages” Nichiren Dasihonen The above quote rings true for the consumer who is struggling with their unsecured credit card debt. The consumer not longer can avoid the problem, the unwanted telephone collection calls and letters from the credit card companies or [...]

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What do I need to know about Consumer Credit Counseling?

by admin on August 4, 2009

What do I need to look out for and stay away from if I am going to sign up for one of these programs?     • Large up front fees. CCCS will typically charge you a $10 set-up fee. If you are paying more than this you may want to look elsewhere.  There are hundreds of [...]

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The Senate Passes a Bill To Help Consumers With Their Credit Cards

by admin on May 20, 2009

On Tuesday the US Senate voted to approve a new bill that will make it tougher for credit card companies to raise their fees and interest rates starting in nine months.  This action comes after years and years of abuse by credit card issuers of their customers.  Chris Dodd said “To have the industry reaching [...]

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