I have done some research on Christian Debt Settlement and Christian Debt Consolidation and haven’t really been able to figure out if it is any different than a regular credit card debt consolidation company. The Christian Credit Counselors seem to rely on quoting the Bible in their advertising. I am suspicious to whether or not they are using Christianity as a marketing tool to prey on innocent people or not. I would proceed with caution. You don’t see Muslim Credit Counseling or Jewish Debt Negotiation Services advertised.
Christian Debt Consolidation or Traditional Debt Consolidation?
As with any financial service, I would do my homework on the company to find out how they operate. Are they a legitimate business that takes care of it’s customers. Call the local BBB or Better Business Bureau. You just want to Google the company and see what comes up about them in the search engines. The Rip Off Report is a great website to look at. Consumers can report rip offs or just plain bad service.
I would make signing up with a Christian Debt Consolidation Program my last resort. Call your creditors to see if they will work something out with you. Maybe they will lower their credit card interest rates or even extend longer terms. You have nothing to loose by calling and asking.
